Required Documents

For Refinance Loans

  • W-2 tax forms for the past 2 years
  • Pay stubs covering the last 30 days
  • Bank statements covering the most recent 3 months (include all pages)
  • Most recent retirement and investment account statements (include all pages)
  • Copy of your Social Security Card and Driver's License
  • Copy of the Settlement Statement and Promissory Note for your current loan
  • A letter of explanation for any known credit problems
  • If divorced…a fully executed divorce decree

For those who are self employed borrowers, employed in sales, paid by commission, or own rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

For Purchase Loans

  • W-2 tax forms for the past 2 years
  • Pay stubs covering the last 30 days
  • Bank statements covering the most recent 3 months (include all pages)
  • Most recent retirement and investment account statements (include all pages)
  • Copy of your Social Security Card and Driver's License
  • A letter of explanation for any known credit problems
  • If divorced…a fully executed divorce decree
  • If you have already selected a property... a copy of the fully executed purchase agreement

For those who are self employed borrowers, employed in sales, paid by commission, or own rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Other documentation may be required depending on your circumstances. Please contact us for a free, no-obligation consultation.

Next Steps

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