Required Documents

For Refinance Loans

For those who are self employed borrowers, employed in sales, paid by commission, or own rental real estate:

Two (2) years signed personal tax returns - including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

W-2 tax forms for the past 2 years
Pay stubs covering the last 30 days
Bank statements covering the most recent 3 months (include all pages)
Most recent retirement and investment account statements (include all pages)
Copy of your Social Security Card and Driver's License
A letter of explanation for any known credit problems
If divorced…a fully executed divorce decree
If you have already selected a property... a copy of the fully executed purchase agreement

For those who are self employed borrowers, employed in sales, paid by commission, or own rental real estate:

Two (2) years signed personal tax returns - including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Other documentation may be required depending on your circumstances. Please contact us for a free, no-obligation consultation.