I have been invloved in the mortgage business for 13 years. I owned my own company for most of that time, but I am very excited to be working with the team at the Private Mortgage Group. I sat on the board of directors for the Nebraska Association of Mortgage Brokers and was the Chairman of the Leglislative Committee. We are working very hard to make sure all mortgage originators will be educated. Our industry is important to me, and I work very hard to keep up with the latest changes. I also am the reverse mortgage specialist for our company. I thank you for considering me to handle your mortgage.